How to File a Consumer Complaint in India: Online & Consumer Court Guide

Filing a consumer complaint in India is a powerful way to address issues like defective products, deficient services or unfair trade practices.

Whether you’re learning how to file a complaint in consumer court, exploring how to file consumer complaint online or seeking to file a consumer complaint in cities like Mumbai, Delhi or Bangalore, this guide provides a step-by-step process, eligibility criteria and tips to ensure success. 

Under the Consumer Protection Act, 2019, consumers can seek redressal efficiently using consumer complaint portals like E-Daakhil or NCH.

Introduction to Filing Consumer Complaints

The Consumer Protection Act, 2019 strengthens consumer rights by addressing deceptive practices, defective goods and deficient services. 

With the rise of e-commerce and digital services, knowing how to file a complaint in consumer court or file consumer complaint online is essential for protecting your interests. 

Consumer complaints ensure businesses are accountable, provide compensation for losses and promote fair trade practices, fostering trust in India’s marketplace.

Eligibility Criteria: Who Can File a Consumer Complaint?

Under Section 2(7) of the Consumer Protection Act, 2019, eligible complainants include:

• Individual Consumers: Those who purchase goods or services for personal use, not resale.
• Voluntary Consumer Organisations: Registered under laws like the Companies Act, 2013.
• Class Actions: Multiple consumers with common grievances (e.g., defective product batches).
• Legal Heirs or Representatives: In case of a consumer’s death.
• Central or State Government: Filing on behalf of consumers.
• Central Consumer Protection Authority (CCPA): Advocating for consumer rights.
• Guardians of Minors: Parents or legal guardians.

Complaints can be filed directly or through authorized agents, such as lawyers.

Benefits of Filing a Consumer Complaint

• Protects Rights: Safeguards against unfair trade practices.
• Secures Compensation: Provides refunds, replacements or damages.
• Ensures Accountability: Holds businesses responsible for quality and transparency.
• Prevents Exploitation: Discourages deceptive practices.
• Raises Awareness: Promotes consumer education via campaigns like Jago Grahak Jago.

For example, a Delhi consumer filed a complaint against a retailer for a ₹10,000 defective gadget, securing a refund.

Grounds for Filing a Consumer Complaint

The Consumer Protection Act, 2019 outlines grounds for complaints:

• Defective Goods: Faulty or malfunctioning products (e.g., a broken appliance).
• Deficient Services: Substandard or delayed services (e.g., poor repairs).
• Unfair Trade Practices: False claims, misleading ads or scams.
• Hazardous Goods/Services: Products or services posing safety risks.
• Overcharging: Charging above the Maximum Retail Price (MRP) or agreed price.

Types of Consumer Complaints

• Unfair Trade Practices: Misleading advertisements or false claims causing financial loss.
• Deficient Services: Substandard customer support, delays or restrictive policies.
• Defective Products: Faulty, damaged or non-compliant goods.
• Product Liability: Harm caused by unsafe products or services.

Step-by-Step Guide to Filing a Consumer Complaint

Online Filing

1. Gather Evidence: Collect receipts, invoices, warranties, photos of defects or correspondence.
2. Attempt Direct Resolution: Contact the business to resolve the issue, documenting all interactions.
3. Choose a Consumer Complaint Portal:
   • National Consumer Helpline (NCH): Register via consumerhelpline.gov.in or call 1915 for mediation.
   • E-Daakhil Portal: File court complaints online at edaakhil.nic.in.
4. Draft the Complaint: Include:
   • Complainant’s name, address and contact details.
   • Business details (name, address).
   • Grievance summary.
   • Relief sought (e.g., refund, replacement).
   • Supporting documents.
5. Submit Documents: Upload evidence and identification (e.g., Aadhaar, PAN).
6. Pay Fees: Minimal fees (₹200–₹7,500) apply for E-Daakhil filings, based on claim value.
7. Track Progress: Monitor via NCH or E-Daakhil using the docket number.

Offline Filing (Consumer Courts)

1. Gather Evidence: Collect receipts, warranties, photos or emails.
2. Attempt Direct Resolution: Contact the business first, keeping records.
3. Draft the Complaint: Include complainant and business details, grievance summary, relief sought and evidence.
4. Prepare an Affidavit: Submit a sworn statement verifying the complaint’s truthfulness (e.g., “I, [Name], affirm the product purchased on [date] was defective”).
5. Determine Jurisdiction:
   • District Commission: Up to ₹50 lakh (Section 34(1)).
   • State Commission: ₹50 lakh–₹2 crore (Section 47(1)).
   • National Commission: Above ₹2 crore (Section 58(1)).
6. File the Complaint: Submit at the relevant commission with fees (₹200–₹7,500).
7. Attend Hearings: Present your case, supported by evidence or legal counsel.

For example, a Bangalore consumer used E-Daakhil to file a ₹30,000 complaint, resolving it in 4 months.

Jurisdiction of Consumer Forums

• District Consumer Disputes Redressal Commission:
  • Pecuniary: Up to ₹50 lakh (Section 34(1)).
  • Territorial: Where the business operates, the issue arose or the complainant resides (Section 34(2)).
• State Consumer Disputes Redressal Commission:
  • Pecuniary: ₹50 lakh–₹2 crore (Section 47(1)).
  • Territorial: Same as District (Section 47(4)).
• National Consumer Disputes Redressal Commission:
  • Pecuniary: Above ₹2 crore (Section 58(1)).
  • Territorial: Exercised by benches appointed by the President (Section 58(2)).

City-Specific Processes

Mumbai

• District Commissions: File at locations like Mumbai Suburban District Consumer Commission (e.g., Bandra).
• Process: Follow the offline or E-Daakhil steps. Submit to the Maharashtra State Commission for claims above ₹50 lakh.
• Contact: Check E-Daakhil for local office details.
• Example: A Mumbai consumer filed a ₹40,000 complaint for a defective TV, resolved via E-Daakhil.

Delhi

• District Commissions: File at locations like Central Delhi District Consumer Commission (e.g., Tis Hazari).
• Process: Use E-Daakhil or submit in-person. Escalate to the Delhi State Commission for higher claims.
• Contact: Refer to NCH for local guidance.
• Example: A Delhi consumer secured a ₹25,000 refund for poor service via NCH.

Bangalore

• District Commissions: File at Bangalore Urban District Consumer Commission (e.g., Shantinagar).
• Process: Follow online or offline steps, using E-Daakhil or local offices.
• Contact: Use E-Daakhil for updates.
• Example: A Bangalore consumer resolved a ₹50,000 repair dispute through the District Commission.

Common Mistakes to Avoid

• Missing Limitation Period: File within 2 years of the issue (Section 69).
• Wrong Jurisdiction: Ensure the correct forum based on claim value and location.
• Incomplete Documents: Missing receipts or evidence weakens cases.
• Skipping Direct Resolution: Attempt business resolution first to strengthen your case.
• Ignoring Follow-Ups: Missing hearings or notices delays resolution.

Role of Legal Support Services

Legal support services streamline consumer complaint filings by:

• Advising: Guiding on grounds, evidence and jurisdiction.
• Drafting: Preparing complaints and affidavits.
• Filing: Submitting via E-Daakhil or courts.
• Tracking: Monitoring case progress and hearings.

Consult professionals via NCH for complex cases to ensure compliance and efficiency.

Case Studies

1. Mumbai Appliance Dispute: A consumer filed a ₹20,000 complaint via E-Daakhil for a faulty refrigerator, securing a replacement.
2. Delhi Service Delay: A ₹35,000 compensation was won through the Delhi District Commission for delayed repairs.
3. Bangalore Overcharging: NCH resolved a ₹15,000 overcharge complaint without court proceedings.

Conclusion

Knowing how to file a complaint in consumer court or how to file consumer complaint online empowers you to address grievances effectively. 

Use consumer complaint portals like NCH and E-Daakhil to file consumer complaints in cities like Mumbai, Delhi or Bangalore. 

With the Consumer Protection Act, 2019, protect your rights and ensure business accountability today.

FAQs About Filing Consumer Complaints

Q1. How to file a complaint in consumer court?

Ans1. Gather evidence, attempt direct resolution, draft a complaint and file with the appropriate commission (District, State or National) or via E-Daakhil.

Q2. How to file consumer complaint online?

Ans2. Use NCH or E-Daakhil, upload evidence and track via docket numbers.

Q3. Can I file a consumer complaint online in India?

Ans3. Yes, via NCH for mediation or E-Daakhil for court filings.

Q4. How to file a complaint in consumer court in Mumbai?

Ans4. File at the Mumbai District Commission or via E-Daakhil with evidence and a drafted complaint.

Q5. Does the consumer court charge fees?

Ans5. Fees range from ₹200–₹7,500 based on claim value and court level.

Q6. What documents are needed to file a consumer complaint?

Ans6. Receipts, warranties, photos of defects, correspondence and identification (e.g., Aadhaar).

Q7. Do I need a lawyer for consumer court in India?

Ans7. No, you can represent yourself, but lawyers assist with complex cases.

Q8. Is filing a consumer complaint free?

Ans8. NCH is free; court filings via E-Daakhil incur nominal fees.

Q9. What happens after filing a consumer complaint online?

Ans9. A docket number is generated and the complaint is forwarded for resolution or court proceedings.

Q10. What types of cases can be filed in consumer court?

Ans10. Cases involve defective goods, deficient services, overcharging, hazardous products or unfair trade practices.

Q11. How long does a consumer court case take?

Ans11. Cases take 3 months to 3 years, depending on complexity.

Q12. What are consumer rights under the Consumer Protection Act?

Ans12. Rights include safety, information, choice, hearing, redressal and education.

Q13. What is the limitation period for filing a consumer complaint?

Ans13. Complaints must be filed within 2 years of the issue (Section 69).

Q14. Can I file a complaint against online retailers?

Ans14. Yes, via NCH or E-Daakhil for e-commerce issues.

Q15. What is the role of an affidavit in consumer court?

Ans15. An affidavit verifies the complaint’s truthfulness, including complainant details and grievance summary, per E-Daakhil guidelines.